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Understanding Yoti

Yoti is a digital identity company that helps organisations confirm who a person is, or how old they are, while collecting as little personal data as possible. Retailers, banks, public bodies and online platforms use it to verify customers remotely, check ages without asking for an ID document and let people prove details about themselves from a reusable Digital ID.

The wider portfolio also includes Age Verification, eSignatures, Authentication and MyFace AI Services.

At A Glance

VendorYoti
CategoryIdentity verification and age assurance
Identities coveredHuman users (customers, citizens, staff)
DeploymentHosted no-code portal, SDK and API
CustomersPost Office, Lloyds Banking Group, Spotify, John Lewis, Home Office
CertificationsSOC 2, ISO 27001, ISO 27701, ISO 9001, Certified B Corp
Founded2014
Market classificationIdentity Verification

What Yoti Does

Proving identity online usually means handing over more data than a service really needs. Yoti’s approach is to verify once and share only what is required. Businesses can check an identity remotely with an ID document and a selfie, with KYC and AML checks in the same tool. Age assurance establishes age from a live selfie, with no ID document or credit card. People who hold a Digital ID can share just the details an organisation asks for by scanning a QR code or tapping a button.

The business model rests on selling verification services to organisations, and the company has committed that “We do not, and will never, sell personal data.” It handles a reported ten million-plus checks every month, and the Digital ID wallet has a reported 27 million downloads.

Products

Identity Verification

Identity Verification suits regulated businesses that need to onboard customers remotely and meet KYC and AML duties without branch visits. The customer submits an identity document and a selfie, and Yoti checks both:

  • Document data extraction and AI-based authenticity checks, with optional human review.
  • Liveness and face matching, with presentation attack detection tested to iBeta Level 3.
  • Cross-checks against Yoti’s own fraud database and external police and national fraud databases, with data checks through credit reference agencies, AAMVA and Australia’s DVS.
  • Screening against sanctions lists, watchlists, PEPs and adverse media, plus proof of address checks.
  • Documents from 200+ countries and territories, with a reported 95% automation rate.

Digital ID

Digital ID is a wallet app in which people keep verified credentials and reuse them instead of uploading documents to every service. It can hold government ID, details verified by Yoti, credentials issued by organisations such as staff or student cards, and self-asserted details. A pre-verified Digital ID can share an anonymous Over 18 attribute, and Identity Verification Plus creates a Digital ID from a verification completed on a partner’s site.

Facial Age Estimation

Facial Age Estimation is for services that must keep minors out, or adults out of children’s spaces, without collecting ID. It estimates age from a selfie taken on a phone, laptop or terminal, with a liveness check, and returns a result in under a second through the API or the age verification platform. Reported mean accuracy is 1.3 years for ages 13 to 17, and images are deleted immediately and permanently.

How It Works

Yoti can be added to a service in three ways, and its technology is built into more than 70 SaaS products.

No-code portalA Yoti-hosted page where customers complete checks from a link, suited to small and medium businesses with low volumes.
SDKDocument scanning and verification embedded in a website, app or kiosk.
APIProgrammatic access to identity and age checks.

Identities And Systems Covered

Human usersCustomers, citizens and staff whose identity is checked against a document and their face.
Age checksPeople proving they are above or below an age threshold, by estimate or by a pre-verified attribute.
CredentialsIdentity documents and organisation-issued cards stored in the wallet.

Company Background

Founded2014, by Duncan Francis, Noel Hayden and Robin Tombs.
HeadquartersLondon, United Kingdom.
Other officesMelbourne, Vancouver, Bangalore, San Francisco and Auckland.
LeadershipRobin Tombs, CEO.
FundingLloyds Banking Group invested £10 million in 2023, followed by £12.5 million of debt funding from HSBC and £7.5 million of convertible debt from existing shareholders.
AccreditationsNIST testing, FSM, KJM and the Age Check Certification Scheme for age assurance.
Community1% of revenue and 2.5% of profit go to the Yoti Foundation.

Note: This overview is compiled from Yoti’s publicly available information as of 3 November 2026. It is provided for information only. NHI Mgmt Group does not endorse any vendor, and nothing on this page represents the opinions of NHI Mgmt Group.

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