AI agents are being given the keys to business systems faster than organisations are deciding who holds those keys. Agents now read and send email, change records, write and deploy code, and act on behalf of employees and customers. Their credentials decide how much damage follows when an agent errs or is manipulated. It is for directors, executives and CISOs. It covers the risk in business terms, the questions to ask, what good looks like, where to invest, metrics and a 90-day plan. Wider AI security risks are covered in our companion Board Briefing on AI security.
The risk in one paragraph
Every AI agent that takes action is a non-human identity: software holding access to systems and data. Unlike traditional automation, agents decide their own next steps and can be redirected by content they read, such as an email, a web page or a document. If an agent holds broad access, a single malicious instruction or an honest error can become a data breach, a fraudulent transaction or a production outage, carried out with legitimate credentials. The model's intelligence does not set the size of the damage; the agent's access does. That is why the protection has to come from identity controls (who the agent is, what it may touch, for how long, and who answers for it) rather than from instructions telling the agent to behave. The OWASP Top 10 for Agentic Applications puts it plainly: without "a distinct, governed identity of its own, an agent operates in an attribution gap that makes enforcing true least privilege impossible."
| Risk | What it means for the business | OWASP reference | Main control |
|---|---|---|---|
| Agent hijack | Content the agent reads changes its goal, and it uses its real access to act for the attacker | ASI01: Agent Goal Hijack | Limit what each agent can reach; treat external content as untrusted |
| Over-privileged agents | An agent holds far more access than its task needs, so any failure has a large blast radius | ASI03: Identity and Privilege Abuse; NHI5:2025 Overprivileged NHI | Own identity per agent, least privilege, short-lived credentials |
| Misuse of tools | An agent uses tools it was legitimately given in harmful ways, such as deleting data | ASI02: Tool Misuse and Exploitation | Human approval for irreversible actions, enforced by the platform |
| Third-party agents and integrations | A supplier's agent, plug-in or AI app holding our tokens is compromised | ASI04: Agentic Supply Chain Vulnerabilities | Supplier assessment, scoped and expiring grants |
| Agents borrowing human access | Agents run on an employee's login or shared keys, so actions cannot be told apart or revoked cleanly | NHI10:2025 Human Use of NHI | Dedicated agent identities with a named owner |
| Forgotten agents and keys | Agents and credentials outlive the projects that created them | NHI1:2025 Improper Offboarding; NHI7:2025 Long-Lived Secrets | Inventory, ownership, expiry and decommissioning |
| Rogue or runaway agents | An agent keeps acting outside its purpose and nobody can stop it quickly | ASI10: Rogue Agents | Monitoring, kill switch and credential revocation |
The ASI identifiers are from the OWASP Top 10 for Agentic Applications for 2026; the NHI identifiers are from the OWASP Non-Human Identities Top 10 (2025). See the Agentic AI Security Guide for the full list.
Why this is a board-level issue now
- Adoption is outpacing governance. Agents are introduced by business teams, developers and software suppliers, often without central review, and many are invisible to security teams. See the Shadow AI Discovery Guide.
- Incidents are already happening.
- In April 2026 an AI coding agent at PocketOS found an API token in an unrelated file and used it to delete a production database and its backups in one call. The token carried authority over the whole account (PocketOS Database Deletion 2026).
- In July 2025 Replit's AI agent deleted a live production database during a declared code freeze, against explicit instructions (Replit AI Agent Database Deletion 2025).
- Attackers used stolen OAuth tokens held by the Salesloft Drift chatbot integration to export Salesforce data; Google cited over 700 potentially impacted organisations (Salesloft Drift Breach 2025).
- A Vercel employee granted a third-party AI app full access with a corporate Google account; when that supplier was breached, the token became a route into Vercel and to customer data (Vercel Context.ai OAuth Breach 2026).
- Regulators and standards bodies are setting expectations. The table below summarises the main ones. Existing rules on data protection, operational resilience (such as DORA) and cyber security (such as NIS2) already apply to what agents do. See the Agentic AI Compliance Guide.
- Even the standards bodies are still working it out. In February 2026 NIST's National Cybersecurity Center of Excellence published a concept paper on software and AI agent identity and authorisation. Among its open questions: how to establish "least privilege" for an agent "especially when its required actions might not be fully predictable when deployed". Management should have its own answer now.
- Accountability does not transfer to software. When an agent acts, the organisation remains responsible, and so do the executives who approved its deployment.
| Framework | Status | What it means for the board |
|---|---|---|
| EU AI Act | In force since 1 August 2024 and applicable from 2 August 2026, with exceptions. After the AI Omnibus (in force 27 July 2026), high-risk rules apply from 2 December 2027 (Annex III areas) and 2 August 2028 (Annex I products), according to the European Commission | For high-risk systems, human oversight must allow people to interrupt the system "through a 'stop' button or a similar procedure" (Article 14(4)(e)). Know which agents fall in scope. See the EU AI Act Compliance Guide. |
| NIST AI Risk Management Framework (AI 100-1) | Voluntary framework, January 2023 | GOVERN 1.6 asks for mechanisms to inventory AI systems; GOVERN 2.1 for documented roles and responsibilities; MANAGE 2.4 for mechanisms to "supersede, disengage, or deactivate" AI systems. See the NIST AI RMF Guide. |
| NIST Cybersecurity Framework 2.0 | Published February 2024 | GV.RR-01 makes leadership "responsible and accountable for cybersecurity risk"; PR.AA-05 requires access permissions that incorporate least privilege |
| NCCoE concept paper on agent identity and authorisation | Published 5 February 2026 for comment | Shows the questions regulators and auditors are likely to ask: identification, authentication, authorisation, auditing and non-repudiation |
Five questions for the board to ask
- Do we know how many AI agents we have, and what they can access? A credible answer is an inventory with owners and permissions, covering agents built in-house, agents in supplier products and AI tools staff have connected to corporate accounts.
- Does every agent have a named, accountable owner? Agents without owners are not reviewed, their access only grows, and they are not switched off when projects end.
- If one of our agents were hijacked tomorrow, what is the worst it could do? The answer depends on its permissions, not its instructions. Ask management to name the three agents with the widest access and what each could do.
- Which agent actions require a human to approve them, and is that enforced by the system? Irreversible, financial and external actions should not rely on the agent following instructions. Replit's agent ignored a code freeze; only controls outside the agent stop it.
- How quickly could we stop an agent and cut off all its access? The answer should be measured in minutes, cover every credential the agent holds (including tokens granted to suppliers), and have been tested in an exercise.
What good looks like
| Area | Good practice | Evidence to request |
|---|---|---|
| Visibility | A complete, maintained inventory of agents and AI integrations, including those introduced by business teams and suppliers | Inventory size and coverage; agents found by discovery that were not registered |
| Accountability | A named owner for every agent, and a rule that unregistered agents do not receive production access | Share of agents with an owner; approval log for new agents |
| Access | Each agent has its own identity and only the access its task needs, for as long as it needs it; no agent uses an employee's credentials or shared keys | Agents with administrative access; share on short-lived credentials |
| Oversight | Human approval enforced by the platform for high-impact actions; clear limits on what each agent may do alone | List of approval-gated actions; exceptions granted |
| Traceability | Every agent action can be traced to the agent and to the person or process it acted for | Sample audit trail from a real agent action |
| Response | A tested ability to stop an agent and revoke all its access quickly; agent scenarios in the incident response plan | Time to stop an agent in the last test; date of last exercise |
| Third parties | AI suppliers, tools and integrations assessed like other critical suppliers; OAuth grants scoped, owned and expiring | Share of AI integrations assessed; grants older than policy allows |
Risk appetite. State it in testable terms, for example: no agent runs on a human's credentials or a shared key; no agent can make payments, delete production data or contact customers without enforced human approval; every agent has a named owner and is reviewed at least [quarterly]; and any agent can be stopped and its access revoked within [x] minutes.
Common failure patterns
- Instructions mistaken for controls. Telling an agent not to touch production is not a permission boundary. The Replit agent acted during a code freeze, and later described its actions as a "catastrophic error in judgment".
- Credentials lying around. The PocketOS agent did not need to be attacked: it found a token in a file and used it. Any secret an agent can read is a permission it effectively holds. See the Secrets Management Guide.
- Broad tokens for narrow jobs. A token made for one task (managing domains) carried account-wide authority. This is the OWASP NHI5 risk in practice.
- Trusted integrations nobody reviews. Drift's tokens and Context.ai's OAuth grant stayed valid until they were abused. See the SaaS and OAuth App Governance Guide.
- No owner, no off switch. Agents started as experiments keep running after the project ends, with nobody watching and no tested way to stop them. See the NHI Ownership Guide.
Where to invest first
- Discovery and inventory: find the agents and AI integrations already in use, and the credentials and OAuth grants they hold.
- Least privilege for agents: remove broad and administrative access, give each agent its own identity, and move to short-lived credentials. See the AI Agent Authorisation Guide.
- Enforced oversight: approval gates for high-impact actions, built into the platforms agents use rather than written into prompts.
- Monitoring and response: logging that ties each action to an agent and its owner, and a tested kill switch that also revokes credentials. See the AI Agent Observability and Incident Response Guide.
- Governance and suppliers: an agentic AI security policy, ownership, review processes aligned to existing identity governance, and AI questions in supplier due diligence. See the Agentic AI Security Policy Template and the Third-Party AI Risk Guide.
Much of this extends existing identity and access management and non-human identity programmes rather than requiring a separate initiative.
Metrics to track
| Metric | What it tells the board | Direction |
|---|---|---|
| Agents and AI integrations discovered, and percentage registered with an owner | Whether the organisation can see and account for its agents | Ownership towards 100% |
| Percentage of agents running on their own identity (not human or shared credentials) | Whether actions can be attributed and revoked cleanly | Up |
| Number of agents with administrative or broad access | Size of the worst-case blast radius | Down |
| Percentage of agent credentials that are short-lived rather than static | How long a stolen credential stays useful | Up |
| Percentage of high-impact actions covered by enforced human approval | Whether oversight relies on systems or on the agent's good behaviour | Up |
| Third-party AI grants reviewed in the last 12 months | Exposure to supplier compromise | Up |
| Time to stop an agent and revoke its access, measured in tests | Whether the organisation can contain an incident | Down |
| Agent-related incidents and near misses | Whether controls are working, and whether staff report problems | Fewer incidents; near misses reported |
Report these with existing cyber metrics. See the Board Cyber Risk Reporting Guide.
A 90-day plan for the CISO
- Days 1 to 30: run discovery across identity provider OAuth grants, SaaS platforms, cloud accounts and developer environments; brief the executive team on findings and on the obligations that apply; issue interim guidance that agents must not use personal credentials, shared keys or admin roles.
- Days 31 to 60: assign owners to every agent found; remove the riskiest access and revoke unused grants; agree an agentic AI security policy and the accountable executive; define which actions require enforced human approval; add agent questions to supplier assessments.
- Days 61 to 90: stand up an agent registry and approval route for new agents; establish attributable logging and a tested process to stop an agent and revoke its access; run a tabletop exercise on a hijacked agent; baseline maturity using the Agentic AI Identity Maturity Model and present the first metrics to the board with a 12-month target.
Standards and references
- OWASP GenAI Security Project: OWASP Top 10 for Agentic Applications for 2026
- OWASP: Non-Human Identities Top 10 (2025)
- NIST: AI Risk Management Framework (AI RMF 1.0), NIST AI 100-1
- NIST: The NIST Cybersecurity Framework (CSF) 2.0
- NIST NCCoE: Accelerating the Adoption of Software and AI Agent Identity and Authorization (concept paper)
- EUR-Lex: Regulation (EU) 2024/1689 (Artificial Intelligence Act)
- European Commission: AI Act
- NHI Mgmt Group: PocketOS Database Deletion 2026
- NHI Mgmt Group: Salesloft Drift Breach 2025
How NHI Mgmt Group can help
We provide independent NHI and agentic AI maturity risk assessments, business case development, programme initiation and board briefings. Our NHI Foundation Level Training Course includes an Agentic AI module for security and IAM teams. Contact us to arrange a briefing.
Related NHI Mgmt Group resources: Agentic AI Identity Guide · AI Agents vs Agentic AI · AI Governance Guide · CISO Guide