By NHI Mgmt Group Editorial TeamBased on OneSpan: “Strengthen authentication with passkeys” (May 6, 2026)

TL;DR: Passkeys are presented as a phishing-resistant alternative to passwords and OTPs, with up to 93% login success rates versus about 63% for traditional methods, according to OneSpan. The governance question is no longer whether passkeys work, but how to introduce them alongside existing authentication without creating inconsistent assurance across users and channels.


At a glance

What this is: This is a passkeys-focused authentication article arguing that phishing-resistant sign-in can replace shared secrets while improving login success and user experience.

Why it matters: It matters because IAM teams need to decide how passkeys fit into mixed authentication estates without creating inconsistent assurance across users, channels, and risk levels.

By the numbers:

  • Passkeys deliver up to 93% login success rates versus about 63% for traditional methods, according to OneSpan.

Context

Passkeys are a phishing-resistant authentication method that replaces shared secrets with cryptographic credentials bound to the user or device. In this article, the core IAM question is not whether passkeys can authenticate users, but how they fit into an existing authentication estate without weakening assurance elsewhere.

For identity teams, the practical issue is adoption sequencing. Most organisations will run passkeys alongside passwords, OTPs, and step-up flows for a period, which means policy, enrolment, recovery, and risk-based routing all have to stay coherent while the new method rolls out.


Key questions

Q: How should security teams roll out passkeys without disrupting existing authentication flows?

A: Start with applications where phishing risk and user friction are both high, then introduce passkeys alongside current methods while you preserve enrolment, recovery, and audit continuity. The goal is not a big-bang replacement. It is to reduce shared-secret exposure while keeping access stable for the users and systems that are not ready to move yet.

Q: Why do passkeys reduce phishing risk compared with passwords?

A: Passkeys are bound to the original website and use cryptographic proof instead of a reusable secret. That means a fake site cannot harvest a password and replay it later. The phishing benefit is real, but it only holds if the organisation also limits weak fallback methods that attackers can abuse instead.

Q: What are the signs that a passkey rollout is creating inconsistent assurance?

A: Look for uneven adoption across user groups, repeated fallback to passwords or OTPs, and different recovery journeys for the same access tier. If high-risk transactions still rely on weaker methods in practice, the programme has introduced fragmentation rather than uniform phishing resistance.

Q: How should security teams decide where to use syncable passkeys versus device-bound keys?

A: Use syncable passkeys where usability and scale matter most, but keep device-bound keys for privileged access, regulated workflows, and any application where the organisation must preserve a stronger device-to-credential binding. The decision should be based on assurance requirements, not user preference alone. If the workflow tolerates credential portability, syncable passkeys are reasonable. If it does not, hardware binding should stay mandatory.


How it works in practice

Why passkeys resist phishing better than shared secrets

Passkeys use public-key cryptography rather than reusable secrets. The private key stays on the authenticator, while the relying party verifies a signed challenge, which means there is no password or OTP value for an attacker to phish and replay. That removes a major failure mode of shared-secret authentication, especially when users are trained to approve prompts or enter codes under pressure. The strength comes from the binding between the credential, the origin, and the authenticator, not from a stronger password policy. Practical implication: identity teams should treat passkeys as a structural control change, not as a user convenience layer on top of passwords.

Practical implication: Treat passkeys as a control shift that removes replayable secrets from the authentication flow.

Synced and device-bound passkeys create different assurance levels

The article points to both synced and device-bound passkeys, which is important because they are not identical in assurance profile. Device-bound passkeys are anchored more tightly to a specific authenticator, while synced passkeys improve portability across a user’s devices and can reduce recovery friction. That trade-off matters for policy design because usability and assurance are not the same goal. Authentication governance has to decide where device portability is acceptable and where stronger binding is required for higher-risk users or transactions. Practical implication: define which user groups and actions can use synced passkeys, and which require stronger binding or additional step-up.

Practical implication: Set assurance tiers for synced versus device-bound passkeys instead of treating them as one control.

Adaptive authentication still matters after passkeys are deployed

Passkeys do not remove the need for step-up authentication, because risk is contextual. The article’s mention of step-up flows and authenticator-aware security shows that the right control is not only how the user signs in, but when the system asks for more assurance. In practice, that means authentication policy must consider transaction sensitivity, device trust, and anomalous behaviour, even when the primary login method is phishing-resistant. Passkeys reduce credential exposure, but they do not eliminate all account takeover paths. Practical implication: preserve conditional access and step-up logic so passkeys become part of risk-based authentication rather than a standalone exception.

Practical implication: Keep risk-based step-up controls in place after passkey rollout.


NHI Mgmt Group analysis

Passkeys remove the shared-secret attack surface that passwords and OTPs create. That changes the identity control conversation from protecting a reusable secret to governing possession and device-bound cryptographic proof. The practical consequence is that phishing resistance becomes a property of the authenticator flow, not a user behaviour problem.

Dual-mode authentication introduces governance drift if passkeys are rolled out unevenly. If some users or journeys still rely on passwords while others use passkeys, assurance becomes inconsistent across the estate. That inconsistency matters more than the technology choice itself because attackers target the weakest still-supported path.

Synced passkeys and device-bound passkeys should not be treated as interchangeable controls. They address different usability and assurance needs, so policy has to distinguish between convenience-oriented adoption and high-assurance access. The right governance model is tiered authentication, not a single blanket passkey policy.

Adaptive authentication is the concept that keeps passkeys operationally useful. A phishing-resistant login method still needs contextual step-up for risky transactions, sensitive roles, and unusual devices. The implication for IAM teams is to manage passkeys as one layer in a broader assurance policy, not as a replacement for policy design.

The real programme shift is from secret management to authenticator governance. Once passkeys enter the stack, the most important questions become enrolment, recovery, device lifecycle, and access routing across cloud, on-prem, and hybrid environments. Practitioners should govern the authentication fabric, not just the login method.

What this signals

Passkey adoption should be governed as an assurance design problem, not a feature rollout. The question is whether the new method closes the shared-secret attack path without leaving fallback routes, recovery flows, or step-up rules inconsistent across the estate. If those paths are not aligned, phishing resistance becomes partial rather than systemic.

Authentication programmes need a split policy for portability and assurance. Synced passkeys improve usability, but device-bound passkeys can be better suited to privileged or sensitive journeys. The programme decision is therefore about matching credential binding to risk, not standardising every user onto one control.


For practitioners

  • Define passkey eligibility by user and transaction risk Map which populations can use passkeys for routine sign-in and which access paths still require stronger step-up controls for sensitive actions.
  • Preserve password and OTP fallback governance during rollout Keep authentication policy consistent while passkeys are introduced alongside existing methods so assurance does not fragment across channels.
  • Differentiate synced and device-bound passkeys in policy Use separate assurance rules for portable passkeys and tightly bound authenticators, especially for privileged or high-risk workflows.
  • Review recovery and enrolment paths before scaling adoption Validate how users recover access, register new devices, and move between authenticators so phishing-resistant sign-in does not create a weaker back door.

Key takeaways

  • Passkeys change the authentication problem by removing reusable secrets from the primary sign-in flow.
  • Rollout quality matters because mixed authentication estates can still leave weak fallback paths in place.
  • IAM teams should govern passkey enrolment, recovery, and step-up policy as part of the broader authentication architecture.

Standards & Framework Alignment

This section maps relevant standards and security frameworks to the operational risks and controls described in this guidance.

NIST SP 800-63, NIST CSF 2.0, OWASP ASVS and NIST SP 800-53 Rev 5 set the governance and control requirements practitioners need to meet.

FrameworkControl / ReferenceRelevance
NIST SP 800-63SP 800-63B — AuthenticationThe article centres on phishing-resistant authentication and fallback paths.
Recommendation — Apply SP 800-63B to align passkey assurance, authenticators, and step-up rules.
NIST CSF 2.0PR.AA-05 — Access Permissions, Entitlements and AuthorizationsAuthentication policy must stay consistent across mixed methods and access routes.
Recommendation — Use PR.AA-05 to govern authentication choices across user journeys and risk tiers.
OWASP ASVSV6 — AuthenticationPasskeys replace password-centric authentication with phishing-resistant sign-in controls.
Recommendation — Use V6 to verify that authentication flows resist replay, phishing, and weak fallback logic.
NIST SP 800-53 Rev 5IA-5 — Authenticator ManagementThe rollout depends on managing authenticators, enrolment, and recovery paths.
Recommendation — Apply IA-5 to govern authenticator lifecycle, recovery, and fallback authentication.

Key terms

  • Passkey: A passkey is a passwordless credential based on public key cryptography. A private key stays on the user’s device, while a public key is stored by the service. During login, the device signs a challenge after local unlock, which reduces phishing and eliminates shared secret reuse.
  • Phishing-Resistant Authentication: Phishing-resistant authentication proves identity without relying on a user to approve a prompt or reveal a reusable secret. It typically binds access to a device, key, or cryptographic proof that an attacker cannot easily reuse or coerce. This approach reduces reliance on human judgment at login time.
  • Step-up Authentication: Step-up authentication is an additional verification step triggered when a session becomes higher risk or a user attempts a sensitive action. It is used to reduce exposure without forcing extra friction across every interaction, which makes it useful for runtime access governance.
  • Authenticator Lifecycle Management: Authenticator lifecycle management is the governance of a credential from issuance to renewal, replacement, and retirement. For human identity programmes, it ensures that keys, smart cards, and certificates stay tied to the right user and are removed when the user, role, or device is no longer trusted.

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NHIMG Editorial Note
Published by the NHIMG editorial team on June 5, 2026.
Updated on October 8, 2026.
NHI Mgmt Group, the independent authority on Non-Human Identity, IAM, and Agentic AI security. nhimg.org