Finance compliance certifications and the IAM controls teams miss

TL;DR: Finance compliance in financial institutions depends on encryption, secure storage, access controls, audit trails, and regular reviews, according to Zluri’s overview of PSD2, PCI DSS, GLBA, SOX, AML, and Basel III. The practical issue is not certification branding but whether identity governance can prove control over sensitive data and privileged access across systems and third parties.

NHIMG editorial — based on content published by Zluri: Security & Compliance Top 7 Finance Compliance Certifications in 2026

Questions worth separating out

Q: How should finance teams map compliance requirements to IAM controls?

A: Start by mapping each regulatory requirement to a specific identity control and evidence source.

Q: Why do finance compliance programmes fail when access reviews are weak?

A: They fail because access reviews are the mechanism that proves entitlements still match business need.

Q: How do non-human identities affect financial compliance?

A: Non-human identities affect compliance because APIs, tokens, service accounts, and vendor integrations often touch regulated data without appearing in human-centric governance workflows.

Practitioner guidance

• Map finance regulations to identity evidence Tie each finance control to a concrete identity artefact such as access certifications, entitlement logs, approval records, and revocation evidence.
• Include non-human identities in compliance scopes Add service accounts, API keys, integration tokens, and vendor-connected applications to the same review cadence used for employee access.
• Prioritise privileged and transaction-facing roles Focus first on roles that can move money, change records, approve exceptions, or export regulated data.

What's in the full article

Zluri's full article covers the regulatory breakdown this post intentionally leaves for the source:

• Detailed summaries of PSD2, PCI DSS, GLBA, SOX, AML, and Basel III requirements for finance teams
• Specific compliance activities such as record retention, internal audits, and segregation of duties
• Operational examples of how IGA workflows support scheduled certification and auto-remediation
• Step-by-step access review setup details for teams implementing compliance workflows

👉 Read Zluri's overview of finance compliance certifications and IAM controls →

Finance compliance certifications and the IAM controls teams miss?

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