TL;DR: Passwords remain the dominant authentication factor even though they are easy to steal, reuse, and phish, and the article argues that secure authentication now requires stronger multi-factor and passwordless patterns, according to 1Kosmos. The core issue is that authentication controls fail when organisations continue to treat passwords as a durable trust signal instead of a compromise-prone entry point.
NHIMG editorial — based on content published by 1Kosmos: What is Secure Authentication and Why is It Important?
By the numbers:
- A study shows that up to 45% of users use the same password across at least 2 or more accounts.
- 20% of users say that most of their accounts use the same password.
- 6% of users say they use the same password for all accounts.
Questions worth separating out
Q: How should security teams reduce password risk without creating more login friction?
A: Start by moving the highest-risk access paths to phishing-resistant MFA or passwordless methods, then leave passwords only where stronger controls are not yet practical.
Q: Why do reused passwords remain such a major identity risk?
A: Because a stolen password is rarely confined to one account.
Q: What do organisations get wrong about MFA?
A: They often count MFA as a single checkbox instead of evaluating how the factor behaves under phishing, interception, or help desk abuse.
Practitioner guidance
- Reduce password dependence for privileged and sensitive access Move high-risk applications and administrator workflows toward phishing-resistant MFA or passwordless methods, then reserve passwords only where no stronger option is yet feasible.
- Separate authentication strength from authorization scope Review whether a strong login is incorrectly granting broad access by default.
- Harden recovery and reset paths Treat account recovery, password reset, and MFA re-enrolment as privileged workflows.
What's in the full article
1Kosmos' full article covers the authentication methods and product details this post intentionally leaves for the source:
- Detailed comparisons of password, biometric, mobile, app-based, and physical authentication methods.
- The vendor's explanation of how its passwordless flow uses biometrics, liveness checks, and immutable logs.
- Implementation context for enterprise passwordless entry that is outside this post's governance focus.
- Product positioning around remote identity verification and passwordless multi-factor authentication.
👉 Read 1Kosmos' article on secure authentication and passwordless access →
Password-only authentication: why IAM teams still need stronger controls?
Explore further
Password-only authentication is a governance failure, not just a user-behaviour problem. The article correctly identifies reuse, theft, and phishing as the recurring weaknesses, but those weaknesses persist because enterprises still treat passwords as an acceptable primary trust signal. That assumption was designed for a lower-risk environment where credential compromise was less routine. Practitioners should treat password dependence as an access-policy decision, not an end-user inconvenience.
A few things that frame the scale:
- 70% of organisations grant AI systems more access than they would give a human employee performing the exact same job, according to The 2026 Infrastructure Identity Survey.
- Only 13% of organisations feel extremely prepared for the reality of agentic AI despite the majority racing toward autonomous adoption, according to The 2026 Infrastructure Identity Survey.
A question worth separating out:
Q: Who should be accountable for passwordless rollout decisions?
A: IAM, security architecture, and application owners should share accountability because passwordless changes enrolment, recovery, and access policy as much as it changes the login screen. Without joint ownership, teams improve authentication at the edge while leaving recovery and privilege pathways exposed.
👉 Read our full editorial: Password-only authentication is still the weak link in secure access